Tuesday, June 30, 2020
Thursday, May 7, 2020
Tuesday, April 7, 2020
Thursday, March 12, 2020
TOEFL
What
is TOEFL?
Test
of English as a Foreign Language (TOEFL) is a standardized
test to measure the English
language ability of non-native speakers wishing to enroll in
English-speaking universities. The test is accepted by many
English-speaking academic and professional institutions. TOEFL is one of
the two major English-language tests in the world, the other being the IELTS.
TOEFL
is a trademark of the Educational Testing Service (ETS), a
private non-profit organization, which designs and administers the tests. ETS
issues official score reports which are sent independently to institutions and
are valid for two years following the test.
Formats and content
· Internet-based
test
Since
its introduction in late 2005, the TOEFL Internet-based Test (iBT) format has
progressively replaced the computer-based tests (CBT) and paper-based tests
(PBT), although paper-based testing is still used in select areas. The TOEFL
iBT test has been introduced in phases, with the United States, Canada, France, Germany,
and Italy in
2005 and the rest of the world in 2006, with test centers added regularly. The
CBT was discontinued in September 2006 and these scores are no longer valid.
Initially,
the demand for test seats was higher than availability, and candidates had to
wait for months. It is now possible to take the test within one to four weeks
in most countries. The four-hour test consists of four sections, each measuring
one of the basic language skills (while some tasks require integrating multiple
skills), and all tasks focus on language used in an academic, higher-education
environment. Note-taking is allowed during the TOEFL iBT test. The test cannot
be taken more than once every 3 days, starting from September 2019.
1.
Reading
The Reading section
consists of questions on 3-4 passages, each approximately 700 words in length
and with 10 questions. The passages are on academic topics; they are the kind
of material that might be found in an undergraduate university textbook.
Passages require understanding of rhetorical functions such as cause-effect,
compare-contrast and argumentation. Students answer questions about main ideas,
details, inferences, essential information, sentence insertion, vocabulary,
rhetorical purpose and overall ideas. New types of questions in the TOEFL iBT
test require filling out tables or completing summaries. Prior knowledge of the
subject under discussion is not necessary to come to the correct answer.
2.
Listening
The Listening section
consists of questions on 2-3 conversations with 5 questions each, and 5-7
lectures with 6 questions each. Each conversation is 2.5-3 minutes and lectures
are 4.5-5.5 minutes in length. The conversations involve a student and either a
professor or a campus service provider. The lectures are a self-contained
portion of an academic lecture, which may involve student participation and
does not assume specialized background knowledge in the subject area. Each
conversation and lecture passage is heard only once. Test-takers may take notes
while they listen and they may refer to their notes when they answer the
questions. The listening questions are meant to measure the ability to
understand main ideas, important details, implications, relationships between
ideas, organization of information, speaker purpose and speaker attitude.
3.
Speaking
The Speaking section
consists of 4 tasks: 1 independent (Task 1) and 3 integrated (Task 2, 3, 4). In
task 1, test-takers answer opinion questions on familiar topics. They are
evaluated on their ability to speak spontaneously and convey their ideas
clearly and coherently. In task 2 and 4, test-takers read a short passage,
listen to an academic course lecture or a conversation about campus life and
answer a question by combining appropriate information from the text and the
talk. In task 3, test-takers listen to an academic course lecture and then
respond to a question about what they heard. In the integrated tasks,
test-takers are evaluated on their ability to appropriately synthesize and
effectively convey information from the reading and listening material.
Test-takers may take notes as they read and listen and may use their notes to
help prepare their responses. Test-takers are given a short preparation time before
they have to begin speaking. The responses are digitally recorded, sent to
ETS's Online Scoring Network (OSN), and evaluated by three to six raters.
4.
Writing
The Writing section
measures a test taker's ability to write in an academic setting and consists of
two tasks: one integrated and one independent. In the integrated task,
test-takers read a passage on an academic topic and then listen to a speaker
discuss it. The test-taker then writes a summary about the important points in
the listening passage and explains how these relate to the key points of the
reading passage. In the independent task, the test-taker must write an essay
that states their opinion or choice, and then explain it, rather than simply
listing personal preferences or choices. Responses are sent to the ETS OSN and
evaluated by at least 3 different raters.
· Paper-delivered
Test
The
TOEFL PDT is an official test for use where the internet test is unavailable,
usually due to internet & computer issues.
It
consists of the Listening, Reading, and Writing sections, with scores that are
the same scale as the Internet Based Test. There is no total score.
The
TOEFL paper-based Test (PBT) was still available in limited areas until 2017,
when it was replaced by the Paper-delivered test. Scores are valid for two
years after the test date, and test takers can have their scores sent to
institutions or face time.
1.
Listening (30 – 40 minutes)
The Listening section consists of 3 parts. The first one
contains 30 questions about short conversations. The second part has 8
questions about longer conversations. The last part asks 12 questions about
lectures or talks.
2.
Structure and Written
Expression (25 minutes)
The Structure and Written Expression section has 15 exercises of
completing sentences correctly and 25 exercises of identifying errors.
3.
Reading Comprehension (55 minutes)
The Reading Comprehension sections has 50 questions about
reading passages.
4.
Writing (30 minutes)
The TOEFL PBT administrations include a writing test called the
Test of Written English (TWE). This is one essay question with 250–300 words in
average.
Test scores
TOEFL iBT Test
·
The TOEFL iBT test is scored on a scale of 0 to 120 points.
·
Each of the four sections (Reading, Listening, Speaking, and
Writing) receives a scaled score from 0 to 30. The scaled scores from the four
sections are added together to determine the total score.
·
The reading and listening sections are tested first, followed by
a ten-minute break. The speaking and writing sections are then completed
following the break. A maximum amount of 203 minutes is allowed to complete the
whole exam process.
·
Each speaking question is initially given a raw score of 0 to 4,
with 1-point increment, and each writing question is initially given a raw
score of 0.0 to 5.0, with 0.5-point increment. These scores are converted to
scaled scores of 0 to 30.
Paper-based Test
·
The final PBT score ranges between 310 and 677 and is based on
three subscores: Listening (31–68), Structure (31–68), and Reading (31–67).
Unlike the CBT, the score of the Writing component (referred to as the Test of
Written English, TWE) is not part of the final score; instead, it is reported
separately on a scale of 0–6.
·
The score test takers receive on the Listening, Structure and
Reading parts of the TOEFL test is not the percentage of correct answers. The
score is converted to take into account the fact that some tests are more
difficult than others. The converted scores correct these differences.
Therefore, the converted score is a more accurate reflection of the ability
than the raw score is.
The TOEFL PBT was
discontinued at the end of May 2017. Official testing in areas without internet
or computers now uses the TOEFL PDT.
Sumber:
https://en.wikipedia.org/wiki/Test_of_English_as_a_Foreign_Language
https://www.prepscholar.com/toefl/blog/what-is-toefl/
Wednesday, February 12, 2020
DESCRIBING BUSINESS TREND
Electronic
wallets are electronic services for storing instrument data such as payment
instruments using the card and/or electronic money, which can also accommodate
funds, to make payments. Electronic
wallets are familiar with e-wallet, digital wallet, digital wallet or
electronic wallet. In Indonesia, there are several types of digital wallets
such as, OVO Cash and GO-PAY. The implementation of this digital wallet
has been regulated by Bank Indonesia to be safe to use. From each electronic
wallet there are several advantages depending on the user. Where to pay bills,
discount deals, online shopping and buy credits can use electronic money stored
in e-wallets
GOpay and OVO
are two applications that move in the field of digital wallets. As explained at
the beginning, through Gopay and OVO we can save money which we can use to do
various transactions, ranging from eating, shopping, to watching movies.
Just what
distinguishes between Gopay and OVO is Gopay is a digital wallet in the part of
Gojek while OVO is a digital platform that stands independently but co-operates
with GrabTaxi's online transport application.
It is
undeniable that the presence of Gojek and Grab really helps the community to
travel easily and quickly. However, it may be a problem when every consumer is
required to pay in cash.
This is what
makes Gopay and OVO fans increasingly increasing over time.
Because through
Gopay and OVO, every transaction made by the public can be paid automatically
without the need for cash.
Comparison of
Gopay and Ovo
1. Service
Application
The first Gopay
and OVO comparisons are about service applications. As mentioned earlier that
Gopay is part of Gojek so the service is focused on the services owned by
Gojek.
While OVO is a
digital platform that stands independently and consistently provides a wide
variety of attractive promo for its users.
In addition to
having its own application that can be used, OVO also works with the Grab
online transport app. So Grab users can use OVO to make transactions.
For the scope
of use, Gopay and OVO can be used in various merchants who have worked
together. So you can get a variety of interesting deals through these two
digital wallets.
2. Features
The second Gopay and OVO comparisons are features. In
terms of its own features, in fact Gopay and OVO are not too much different.
Both can be used to pay for online transportation, such
as Gopay for Gojek app and OVO for Grab.
Features in Gopay and Gojek as follows:
Gopay
All services in the Gojek application
Paying PLN
Health BPJS
Google Play voucher code
Game Voucher
Cable TV & Internet
PDAM
PGN gas
Multifinance
Pulse
Shop at all online stores or merchants that
collaborate
OVO
All services in the Grab application
Paying Credit
Data Package
Postpaid
Health BPJS
Cable TV
HOOQ
Insurance
Environmental Contributions
Shop at all online stores or collaborating merchants
3. Promos and Discounts
Sometimes, people often do Gopay and OVO comparisons
to get the best promos and discounts. Understandably the two applicators are
currently the market leaders in the digital wallet segment.
So it's not strange if both of them are often seen
involved in "discount wars" in order to get the hearts of consumers.
It also makes people turn to use Gopay and OVO for transactions rather than
using cash.
In the case of Gopay and OVO comparisons, the two
applications work together with millions of merchants scattered throughout the
city, ranging from theaters, restaurants, online shops, services, and many more
that can be utilized.
In fact, it is not uncommon in one merchant to apply
payment in the form of Gopay and OVO together so that consumers can choose.
Therefore, there will definitely be many benefits to
be had if you use both applications simultaneously.
If the comparison of Gopay and OVO is seen in terms of
promos, then usually Gopay will give around 50% cashback while Ovo can reach
60% for one transaction.
4. Top Up
It might have been mentioned at the outset that the
use of OVO and Gopay can only be done if there is a balance in it.
Therefore, before using the two applications, the user
must top up the balance.
Although considered trivial, the convenience of the
community in terms of top-up is often used as a comparison of Gopay and OVO by
users.
For how to top-up or top-up, the Gopay and OVO
comparisons to note are as follows:
Gopay
Transfer to fellow Gopay users
Gojek Diver
Alfamart and Pegadaian
BCA OneClick
Mobile Banking BCA, Mandiri, BRI, BNI, PermataBank,
ATM Bersama, BTN, Bank Mega, DBS Digibank, Maybank Indonesia
Internet Banking BCA, Mandiri, BNI, PermataBank, ATM
Prima, Alto, BJB, BRI Syariah, BTN Mobile App and Web, Bank Sinarmas, CIMB
Niaga, Danamon, Maybank Indonesia, OCBC NISP
ATM BCA, Mandiri, BRI, BNI, Permata Bank, Alto, ATM
Bersama, ATM Prima, BTN, Mayapada Bank, Mega Bank, Sinarmas Bank, CIMB Niaga,
Danamon, Maybank Indonesia, OCBC NISP, Panin Bank, Rabobank Indonesia
BRI SMS Banking, BNI, BJB, BRI Syariah, Maybank
Indonesia, and CIMB Niaga
OVO
Transfer to fellow OVO users
Interbank transfer
Debit Card
ATM BCA, Mandiri, Nobu, BNI, CIMB Niaga, BRI, Permata
Bank, Maybank, ATM Bersama, Prima, Alto
Mobile Banking BCA, BNI, CIMB Niaga
Internet Banking BCA, Mandiri, Nobu, BNI, CIMB Niaga,
Jenius, BRI, BRI Syariah, Permata Bank, SIMOBI +, Maybank
Alfamart, Matahari Department Store, Hypermart, FMX,
Foodmart Fresh, Boston Health & Store, Shell, MAXX Coffee, Books &
Beyond, FOODMART PRIMO
5. Maximum Balance
According to Bank Indonesia regulation Number 20/6 /
PBI / 2018, Bank Indonesia (BI) stipulates that the maximum refill limit for
unregistered or unregistered electronic money is Rp2 million.
As for digital wallets, it has a maximum limit of Rp.
10 million.
For maximum balances in Gopay and OVO, both have
relatively the same maximum amount, which is Rp2 million for unregistered or
unregistered, Rp10 million for registers / premium, and Rp20 million for the
maximum number of transactions.
6. Security System
Every digital wallet is required to have a good
security system, so users also feel safe to make transactions when using the
application. In addition, the maximum balance in each digital wallet can reach
up to millions of rupiah.
So it will be very fatal if it does not have a
qualified security system, because it can actually provoke criminal acts
committed by unscrupulous elements.
For comparison of Gopay and Ovo in terms of security
systems, the two applications have different security systems. Well, for
complete information can be seen as follows:
Gopay
PIN
OVO
Security Code
Fingerprint
Sunday, January 19, 2020
Business Invitation Letter
Business Invitation Letter
From:
Tessya
Mulyani Namare
General
Manager
Mars System
Corp.
Jakarta,
Indonesia
Date : 27 December,
2019.
To:
Mr. Zayn
Malik
Head Manager
Venus Vent Inc
Brisbane,
Australia
Subject : Business Invitation
Letter
Dear Mr.
Malik
We would like to thank to your Company for being our
business partner for 7 years. Our company truly values our business partnership
with you and we believe that we would not have been able to archive our goal without your help and assistance.
Moving forward, in order to discuss next year’s business
plans which is produce our new product as soon as possible, a business meeting
has been scheduled on 5 January, 2020 at 02.00 PM in Mars System Corp’s head
office at Melati Street 24, Fatmawati, Jakarta. We also request your operating
manager to prepare a short presentation about our plans from your company side,
and mine will also prepare our short presentation about our plans in the next
year from my company side. So we can discuss everything and solve the problem
together.
Please inform me if the scheduled meeting works for you by
contacting us through our email: marsystem@gmail.com
or our business contact: +6287658085
Sincerely,
Tessya Mulyani Namare
EMAIL FORMAT
From: marsystem@gmail.com
Subject: Business Invitation Letter
Dear Mr.
Malik
We would like to thank to your Company for being our
business partner for 7 years. Our company truly values our business partnership
with you and we believe that we would not have been able to archive our goal
without your help and assistance.
Moving forward, in order to discuss next year’s business
plans which is produce our new product as soon as possible, a business meeting
has been scheduled on 5 January, 2020 at 02.00 PM in Mars System Corp’s head
office at Melati Street 24, Fatmawati, Jakarta. We also request your operating
manager to prepare a short presentation about our plans from your company side,
and mine will also prepare our short presentation about our plans in the next
year from my company side. So we can discuss everything and solve the problem
together.
Please inform me if the scheduled meeting works for you by
contacting us through our email: marsystem@gmail.com
or our business contact: +6287658085
Sincerely,
Tessya Mulyani Namare
General Manager
Mars System Corp.
Jakarta, Indonesia
Business Event Invitation Letter
Business Event
Invitation Letter
From:
Tessya
Mulyani Namare
General
Manager
Mars System
Corp.
Jakarta,
Indonesia
Date : 27 December,
2019.
To:
Mr. Niall
James Horan
Vice
President
Jupiter Floks
Ltd
Wolverhampton,
UK.
Subject : Business Event Invitation
Letter
Dear Mr. Horan
It is a pleasure to invite you for our Anniversary
Celebration Mars System Corp. The event will be on 31 January, 2020 at 10.00
AM. Located at JCC, Senayan.
The event is for our business partners and high profile
clients. It would be our honor to have your presence at this event. We have
been as a business partners for quite some time so this invitation is also an
opportunity to thank you for the splendid business partnership. This is not
possible if not with your support to our business.
I do hope that you will be able to confirm your attendance
to this invitation on or before 13 January, 2020 by just emailing us at marsystem@gmail.com or dropping a message
on our business contact: +6287658085
Hoping for your presence on that day. We are looking forward
to see you at the event.
Sincerely yours,
Tessya Mulyani Namare
Subject: Business
Event Invitation Letter
Dear Mr. Horan
It is a pleasure to invite you for our Anniversary
Celebration Mars System Corp. The event will be on 31 January, 2020 at 10.00
AM. Located at JCC, Senayan.
The event is for our business partners and high profile
clients. It would be our honor to have your presence at this event. We have
been as a business partners for quite some time so this invitation is also an
opportunity to thank you for the splendid business partnership. This is not
possible if not with your support to our business.
I do hope that you will be able to confirm your attendance
to this invitation on or before 13 January, 2020 by just emailing us at marsystem@gmail.com or dropping a message
on our business contact: +6287658085
Hoping for your presence on that day. We are looking forward
to see you at the event.
Sincerely yours,
Tessya Mulyani Namare
General Manager
Mars System Corp.
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